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  • Disability income and debt

    Disability income and debt

    What can disabled persons do about telephone calls and letters from collectors? What happens if you are sued?

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    What can disabled persons do about telephone calls and letters from collectors? What happens if you are sued?

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  • 11 Tips To Avoid A New Year's Credit Hangover

    11 Tips To Avoid A New Year's Credit Hangover

    Can you avoid a New Year's Day hangover? We're not referring to the traditional hangover that comes from too much alcohol, but the financial hangover that comes from too many charges on your credit card. ...More >>
    Can you avoid a New Year's Day hangover? We're not referring to the traditional hangover that comes from too much alcohol, but the financial hangover that comes from too many charges on your credit card. Of course,...More >>
  • Yet Another Large Data Breach – Are You Protected?

    Yet Another Large Data Breach – Are You Protected?

    This Time It's Starwood These days, data breaches are so common that they must be large and meaningful to capture your attention. The recent hack against Marriott International qualifies. As many as half a...More >>
    This Time It's Starwood These days, data breaches are so common that they must be large and meaningful to capture your attention. The recent hack against Marriott International qualifies. As many as half a billion...More >>
  • Don't Be Fooled By Package Delivery Confirmation Scams

    Don't Be Fooled By Package Delivery Confirmation Scams

    How often do you have packages delivered to your home? Maybe you've lost track of how many things you've ordered during the holiday shopping season – which makes you more vulnerable to package delivery...More >>
    How often do you have packages delivered to your home? Maybe you've lost track of how many things you've ordered during the holiday shopping season – which makes you more vulnerable to package delivery confirmation...More >>
  • Can the IRS or student loan creditors garnish my Social Security?

    Can the IRS or student loan creditors garnish my Social Security?

    Find out how you can protect your financial interests

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    Find out how you can protect your financial interests

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  • 9 Tips for Free Shipping Day

    9 Tips for Free Shipping Day

    Christmas Shipping Can Still Be Free Are you a procrastinator who hasn't started your holiday shopping yet? If not, are you still hunting for deals even after Black Friday, Small Business Saturday, Cyber Monday...More >>
    Christmas Shipping Can Still Be Free Are you a procrastinator who hasn't started your holiday shopping yet? If not, are you still hunting for deals even after Black Friday, Small Business Saturday, Cyber Monday and Green...More >>
  • How To Avoid Overspending This Holiday Season

    How To Avoid Overspending This Holiday Season

    You've overspent during past holiday seasons, but you're determined not to let it happen this year. What's your plan to prevent painful post-holiday bills? A new study from Elevate's Center for the...More >>
    You've overspent during past holiday seasons, but you're determined not to let it happen this year. What's your plan to prevent painful post-holiday bills? A new study from Elevate's Center for the New Middle...More >>
  • Don't Answer That Text From Your "Bank"

    Don't Answer That Text From Your "Bank"

    Does your bank have a cardless ATM? Cardless ATMs interact with your smartphone to let you withdraw cash from your bank's enabled ATMs without inserting a card into a card reader. With some ATMs, your...More >>
    Does your bank have a cardless ATM? Cardless ATMs interact with your smartphone to let you withdraw cash from your bank's enabled ATMs without inserting a card into a card reader. With some ATMs, your smartphone app...More >>
  • Double-check your beneficiaries

    Double-check your beneficiaries

    What happens to your financial accounts when you pass away? They will be passed along to the beneficiary or beneficiaries designated for that account – but what happens when your beneficiaries are out-of-date?

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    What happens to your financial accounts when you pass away? They will be passed along to the beneficiary or beneficiaries designated for that account – but what happens when your beneficiaries are out-of-date?

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  • Identity Theft Victims Lose More Than Cash

    Identity Theft Victims Lose More Than Cash

    Identity theft is rampant in America. According to Javelin Strategy and Research, 16.7 million Americans were affected by identity theft just in the year 2017, with a total of $16.8 billion stolen – an average of...More >>
    Identity theft is rampant in America. According to Javelin Strategy and Research, 16.7 million Americans were affected by identity theft just in the year 2017, with a total of $16.8 billion stolen – an average of just over...More >>
  • Get A Credit Card Without A Job

    Get A Credit Card Without A Job

    Life can be difficult without the convenience of a credit card – but if you are just starting out on your own and have no job yet, or you're down on your luck and currently unemployed, will you be able to...More >>
    Life can be difficult without the convenience of a credit card – but if you are just starting out on your own and have no job yet, or you're down on your luck and currently unemployed, will you be able to qualify for a...More >>
  • More Than Half Of Store Credit Cardholders Believe They Are Necessary For Holiday Shopping

    More Than Half Of Store Credit Cardholders Believe They Are Necessary For Holiday Shopping

    It's time to flex your credit-card-swiping muscles to prepare for the holidays – but what type of credit card will you be swiping? Will it be a general-use credit card, or a store credit card designed to...More >>
    It's time to flex your credit-card-swiping muscles to prepare for the holidays – but what type of credit card will you be swiping? Will it be a general-use credit card, or a store credit card designed to maximize rewards...More >>
  • Most rewards credit card holders sabotage themselves

    Most rewards credit card holders sabotage themselves

    iStockphoto.com/MangoStar_StudioiStockphoto.com/MangoStar_Studio

    Are we going about it all wrong?

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    Are we going about it all wrong?

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  • MoneyTips Premium Membership Now Available To Protect You From Identity Theft

    MoneyTips Premium Membership Now Available To Protect You From Identity Theft

    Another day, another huge data hack. With half-a-billion people affected by the Marriott International breach, it's a great day for identity thieves, but bad for the rest of us. At MoneyTips, we've heard...More >>
    Another day, another huge data hack. With half-a-billion people affected by the Marriott International breach, it's a great day for identity thieves, but bad for the rest of us. At MoneyTips, we've heard and...More >>
  • Now Is The Best Time For A Rewards Credit Card

    Now Is The Best Time For A Rewards Credit Card

    Do you have a rewards credit card? If not, now is the perfect time to consider one. The holiday season provides two motivating factors – special rewards offers from credit card issuers and the increased spending...More >>
    Do you have a rewards credit card? If not, now is the perfect time to consider one. The holiday season provides two motivating factors – special rewards offers from credit card issuers and the increased spending necessary to...More >>
  • EMV chips don't stop credit card fraud

    EMV chips don't stop credit card fraud

    iStockphoto.com/ADraganiStockphoto.com/ADragan

    There are two primary reasons America isn't using the EMV technology to its full potential, and the technology doesn't address all forms of fraud

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    There are two primary reasons America isn't using the EMV technology to its full potential, and the technology doesn't address all forms of fraud

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  • 21 Tips For Surviving A Layoff

    21 Tips For Surviving A Layoff

    By Roshni Chowdhry, head of customer experience at SafetyNet Being laid off is not something most people plan for. Even though unemployment is low right now, some industries (including retail) have seen several...More >>
    By Roshni Chowdhry, head of customer experience at SafetyNet Being laid off is not something most people plan for. Even though unemployment is low right now, some industries (including retail) have seen several layoffs in...More >>
  • 1 In 3 uses credit cards for home improvement

    1 In 3 uses credit cards for home improvement

    iStockphoto.com/andresriStockphoto.com/andresr

    How would you finance a home improvement project? If it's beyond what you can pay for in cash, you might consider using a credit card instead of a home equity loan or line of credit

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    How would you finance a home improvement project? If it's beyond what you can pay for in cash, you might consider using a credit card instead of a home equity loan or line of credit

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  • 3 In 10 Kids Have Used Parents' Credit Or Debit Cards Without Permission

    3 In 10 Kids Have Used Parents' Credit Or Debit Cards Without Permission

    You're reviewing your credit card bill and find some odd charges. How did you rack up hundreds of dollars in online gaming charges? Your first thoughts may be fraud – but before filing a fraud report, think...More >>
    You're reviewing your credit card bill and find some odd charges. How did you rack up hundreds of dollars in online gaming charges? Your first thoughts may be fraud – but before filing a fraud report, think about who...More >>
  • Student loans are hurting Millennials' net worth

    Student loans are hurting Millennials' net worth

    iStockphoto.com/PeopleImagesiStockphoto.com/PeopleImages

    Since student debt draws money away from other savings and investment opportunities, the long-term effect on net worth can be devastating

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    Since student debt draws money away from other savings and investment opportunities, the long-term effect on net worth can be devastating

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  • Checking account scams

    Checking account scams

    Your checking account is a tempting target for thieves. You must stay alert for the many varieties of checking account scams – but first, you must be able to recognize a scam when you see one

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    Your checking account is a tempting target for thieves. You must stay alert for the many varieties of checking account scams – but first, you must be able to recognize a scam when you see one

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  • Savings Rates By Age

    Savings Rates By Age

    The ability to save money is one of the many skills one must learn in order to become financially successful, and one of the most difficult. Moody's Analytics analyzed different demographics and determined that...More >>
    The ability to save money is one of the many skills one must learn in order to become financially successful, and one of the most difficult. Moody's Analytics analyzed different demographics and determined that savings...More >>
  • Why your neighbors are tapping their home equity

    Why your neighbors are tapping their home equity

    iStockphoto.com/LordniStockphoto.com/Lordn

    If you did tap your home equity, what would you do with the funds?

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    If you did tap your home equity, what would you do with the funds?

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  • Free government program can help you master your finances

    Free government program can help you master your finances

    iStockphoto.com/BartekSzewczykiStockphoto.com/BartekSzewczyk

    You're never too old to learn new things – including better money management practices

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    You're never too old to learn new things – including better money management practices

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  • Is the housing market turning?

    Is the housing market turning?

    iStockphoto.com/FeverpitchediStockphoto.com/Feverpitched

    The housing market has suffered from excess demand and limited supply for years, causing a sharp increase in home prices, but the turning point may have arrived

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    The housing market has suffered from excess demand and limited supply for years, causing a sharp increase in home prices, but the turning point may have arrived

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  • 7 Ways To Protect Yourself From Identity Theft This Black Friday

    7 Ways To Protect Yourself From Identity Theft This Black Friday

    Practice Safe Shopping What does Black Friday protection mean to you? Maybe it's helmets and elbow pads as you battle your fellow consumers for doorbuster deals. Maybe it's protecting your space in line. ...More >>
    Practice Safe Shopping What does Black Friday protection mean to you? Maybe it's helmets and elbow pads as you battle your fellow consumers for doorbuster deals. Maybe it's protecting your space in line. Maybe it...More >>
  • Credit Card Limits Tightening

    Credit Card Limits Tightening

    Did your credit card limit unexpectedly decrease? If so, would you believe the good economy is the reason why? Capital One and Discover, two of America's largest credit card issuers, recently announced a...More >>
    Did your credit card limit unexpectedly decrease? If so, would you believe the good economy is the reason why? Capital One and Discover, two of America's largest credit card issuers, recently announced a tightening of...More >>
  • Don't let your kids' school release their personal data

    Don't let your kids' school release their personal data

    iStockphoto.com/kali9iStockphoto.com/kali9

    Identity thieves love to steal children's identities, and you need to take the right steps to help prevent it

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    Identity thieves love to steal children's identities, and you need to take the right steps to help prevent it

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  • Price-Matching Credit Cards

    Price-Matching Credit Cards

    You have many factors to consider when choosing a credit card — interest charges, rewards programs, security measures, and the like — but do you ever consider the price-matching perk? Are you even aware that credit...More >>
    You have many factors to consider when choosing a credit card — interest charges, rewards programs, security measures, and the like — but do you ever consider the price-matching perk? Are you even aware that credit cards can...More >>
  • Only 1 out of 7 monitors their Social Security number online

    Only 1 out of 7 monitors their Social Security number online

    iStockphoto.com/snyferokiStockphoto.com/snyferok

    Do you monitor your Social Security number for any signs of fraudulent use? A new survey suggests you think that you should, but you probably don't.

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    Do you monitor your Social Security number for any signs of fraudulent use? A new survey suggests you think that you should, but you probably don't.

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  • How Would Proposed Changes To Loan Officers' Pay Affect You?

    How Would Proposed Changes To Loan Officers' Pay Affect You?

    Do you know how your mortgage loan officer is compensated? You should if you plan to buy a home, because your loan officer's compensation could have the potential to affect your mortgage loan – and proposed new...More >>
    Do you know how your mortgage loan officer is compensated? You should if you plan to buy a home, because your loan officer's compensation could have the potential to affect your mortgage loan – and proposed new changes...More >>
  • 3 types of fraud alerts

    3 types of fraud alerts

    iStockphoto.com/ArisSuiStockphoto.com/ArisSu

    You probably know that you can place a fraud alert on your credit reports – but did you know there are three different types of fraud alerts that you can apply?

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    You probably know that you can place a fraud alert on your credit reports – but did you know there are three different types of fraud alerts that you can apply?

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  • Surprise! Debit cards have fees

    Surprise! Debit cards have fees

    iStockphoto.com/BraunSiStockphoto.com/BraunS

    You didn't know? You're not alone

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    You didn't know? You're not alone

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  • Identity Thieves Can Still Use Your Credit Despite A Fraud Alert

    Identity Thieves Can Still Use Your Credit Despite A Fraud Alert

    With all the security breaches in the news, you've decided to protect your credit by placing a fraud alert on your account with the major credit reporting agencies (Experian, Equifax, and TransUnion). Now you...More >>
    With all the security breaches in the news, you've decided to protect your credit by placing a fraud alert on your account with the major credit reporting agencies (Experian, Equifax, and TransUnion). Now you can rest...More >>
  • Knowing your credit score leads to higher credit scores!

    Knowing your credit score leads to higher credit scores!

    iStockphoto.com/Bojan89iStockphoto.com/Bojan89

    According to a new study, knowledge of your credit score does give you the power to manage credit responsibly

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    According to a new study, knowledge of your credit score does give you the power to manage credit responsibly

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  • Before You Apply For That Store Credit Card...

    Before You Apply For That Store Credit Card...

    You're making a major purchase at a department store or big box retailer. You're offered savings and promotions if you sign up for a store credit card on the spot. Why wouldn't you take advantage of the...More >>
    You're making a major purchase at a department store or big box retailer. You're offered savings and promotions if you sign up for a store credit card on the spot. Why wouldn't you take advantage of the offer? A...More >>
  • Don't let a refi hurt your credit score

    Don't let a refi hurt your credit score

    iStockphoto.com/designer491iStockphoto.com/designer491

    Do you have a loan payment that is squeezing your monthly budget a bit tighter than you'd planned?

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    Do you have a loan payment that is squeezing your monthly budget a bit tighter than you'd planned?

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  • 7 Charges not to put on credit cards

    7 Charges not to put on credit cards

    iStockphoto.com/vchaliStockphoto.com/vchal

    It's smart to get the most out of your credit cards, but do so within a budget and with one thought in mind "Is a credit card the best way to pay for this item?"

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    It's smart to get the most out of your credit cards, but do so within a budget and with one thought in mind "Is a credit card the best way to pay for this item?"

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  • 9 Alternatives to a reverse mortgage

    9 Alternatives to a reverse mortgage

    iStockphoto.com/THEPALMERiStockphoto.com/THEPALMER

    Consider these alternatives to a reverse mortgage before you commit

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    Consider these alternatives to a reverse mortgage before you commit

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  • HARP Ending... Again... For Good?

    HARP Ending... Again... For Good?

    Since 2009, the Home Affordable Refinance Program (HARP) has helped qualified homeowners with limited equity in their homes find affordable refinancing. After seven program extensions, HARP is scheduled to end...More >>
    Since 2009, the Home Affordable Refinance Program (HARP) has helped qualified homeowners with limited equity in their homes find affordable refinancing. After seven program extensions, HARP is scheduled to end December 31,...More >>
  • 5 ways you could be over-insuring your car

    5 ways you could be over-insuring your car

    iStockphoto.com/kh_artiStockphoto.com/kh_art

    It is prudent to have insurance, but it is also smart to have the right amount of insurance for your needs

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    It is prudent to have insurance, but it is also smart to have the right amount of insurance for your needs

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  • Another New Credit Score May Not Help You

    Another New Credit Score May Not Help You

    Credit Scoring Improvements Credit card issuers want accurate ways to assess risk while opening credit lines to potential new customers. The credit scoring system they choose plays a huge role. In recent years,...More >>
    Credit Scoring Improvements Credit card issuers want accurate ways to assess risk while opening credit lines to potential new customers. The credit scoring system they choose plays a huge role. In recent years, both the...More >>
  • Petal: Credit Cards For Consumers Without Credit Scores

    Petal: Credit Cards For Consumers Without Credit Scores

    How do you get credit without a credit score? If you're new to credit, you don't have any history for lenders to assess. You're effectively "credit invisible." You can build credit with a secured...More >>
    How do you get credit without a credit score? If you're new to credit, you don't have any history for lenders to assess. You're effectively "credit invisible." You can build credit with a secured credit card...More >>
  • Credit Unfreezes Vs. Credit Thaws Vs. Credit Unlocks

    Credit Unfreezes Vs. Credit Thaws Vs. Credit Unlocks

    Identity thieves aren't going to open any accounts in your name, because you applied either a credit freeze or a credit lock to your account with all three of the major credit reporting agencies (Experian,...More >>
    Identity thieves aren't going to open any accounts in your name, because you applied either a credit freeze or a credit lock to your account with all three of the major credit reporting agencies (Experian, Equifax and...More >>
  • Top benefits of credit cards

    Top benefits of credit cards

    iStockphoto.com/SIphotographyiStockphoto.com/SIphotography

    The biggest benefit of having a credit card may also be a big drawback

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    The biggest benefit of having a credit card may also be a big drawback

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  • Scary Financial Facts

    Scary Financial Facts

    Are you ready for some Halloween horror stories? Forget Freddy Krueger, Jason Voorhees, or Michael Myers – we've got something really scary for you. Those three famous horror movie characters can't compete...More >>
    Are you ready for some Halloween horror stories? Forget Freddy Krueger, Jason Voorhees, or Michael Myers – we've got something really scary for you. Those three famous horror movie characters can't compete with these...More >>
  • Credit checks and jobs

    Credit checks and jobs

    iStockphoto.com/Fly_dragonflyiStockphoto.com/Fly_dragonfly

    Finding a job can be a stressful and difficult task – and if you have poor credit, you may have an even harder time finding a job

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    Finding a job can be a stressful and difficult task – and if you have poor credit, you may have an even harder time finding a job

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  • HARP To End This Year

    HARP To End This Year

    The Home Affordable Refinance Program (HARP) has arguably been one of the most successful programs to assist homeowners affected by the subprime mortgage crisis. According to HousingWire, almost 3.5 million...More >>
    The Home Affordable Refinance Program (HARP) has arguably been one of the most successful programs to assist homeowners affected by the subprime mortgage crisis. According to HousingWire, almost 3.5 million homeowners have...More >>
  • How medical debt affects your credit

    How medical debt affects your credit

    iStockphoto.com/kieferpixiStockphoto.com/kieferpix

    According to 2017 data from the credit bureau Experian, unpaid medical debt in America topped $127 billion\

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    According to 2017 data from the credit bureau Experian, unpaid medical debt in America topped $127 billion\

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  • Check Your Credit Before The Landlord Does

    Check Your Credit Before The Landlord Does

    Your Credit Can Affect Your Housing When you apply for credit, you expect a potential lender to check your credit report. The lender wants to assess the risk of lending you money before approving your application. ...More >>
    Your Credit Can Affect Your Housing When you apply for credit, you expect a potential lender to check your credit report. The lender wants to assess the risk of lending you money before approving your application. Did you...More >>
  • Protecting Yourself Against Fraud And Theft Beyond Credit Freezes

    Protecting Yourself Against Fraud And Theft Beyond Credit Freezes

    Credit freezes are one of the strongest actions you can take to prevent damage from identity theft. When you freeze your credit, lenders can't access your credit report to assess the risk of lending you money....More >>
    Credit freezes are one of the strongest actions you can take to prevent damage from identity theft. When you freeze your credit, lenders can't access your credit report to assess the risk of lending you money. Even if...More >>
  • We prefer using cash over credit for small purchases

    We prefer using cash over credit for small purchases

    iStockphoto.com/RyanJLaneiStockphoto.com/RyanJLane

    Do you use your credit card for most purchases? Are there times you prefer paying with your debit card? Perhaps you still use those funny green paper rectangles with numbers on them?

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    Do you use your credit card for most purchases? Are there times you prefer paying with your debit card? Perhaps you still use those funny green paper rectangles with numbers on them?

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  • Is Your Credit Score As High As Your Peers'?

    Is Your Credit Score As High As Your Peers'?

    You may think you have an average credit score – but do you really? How does your credit score compare to the national average? How about within your age group? Thanks to new information from FICO, you can see...More >>
    You may think you have an average credit score – but do you really? How does your credit score compare to the national average? How about within your age group? Thanks to new information from FICO, you can see where you...More >>
  • 1 of 3 Americans wants to buy a home by 2020

    1 of 3 Americans wants to buy a home by 2020

    iStockphoto.com/FeverpitchediStockphoto.com/Feverpitched

    Is a home purchase on your to-do list over the next two years? You'll have plenty of competition finding your new home, according to a new survey

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    Is a home purchase on your to-do list over the next two years? You'll have plenty of competition finding your new home, according to a new survey

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  • 91% Of Us Have Taken Steps To Protect Against Identity Theft

    91% Of Us Have Taken Steps To Protect Against Identity Theft

    In September 2017, America learned about the massive data breach at the credit reporting agency Equifax that affected approximately 148 million consumers – one of the largest breaches ever. Identity thieves...More >>
    In September 2017, America learned about the massive data breach at the credit reporting agency Equifax that affected approximately 148 million consumers – one of the largest breaches ever. Identity thieves suddenly acquired...More >>
  • Zombie Debt 101

    Zombie Debt 101

    Zombie debt refers to old unpaid debt, declared dead and uncollectable long ago, that rises from the grave to ingest the bank accounts of the living. Who are the mad financial scientists that create this zombie...More >>
    Zombie debt refers to old unpaid debt, declared dead and uncollectable long ago, that rises from the grave to ingest the bank accounts of the living. Who are the mad financial scientists that create this zombie debt, and how...More >>
  • Chips cutting counterfeit credit card fraud by 75%

    Chips cutting counterfeit credit card fraud by 75%

    Thursday, October 18 2018 9:20 AM EDT2018-10-18 13:20:38 GMT
    iStockphoto.com/JuanmoninoiStockphoto.com/Juanmonino

    According to a new study from Visa, EMV cards have lived up to their promise

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    According to a new study from Visa, EMV cards have lived up to their promise

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  • Why a credit freeze won't prevent identity theft

    Why a credit freeze won't prevent identity theft

    Tuesday, October 16 2018 10:02 AM EDT2018-10-16 14:02:10 GMT
    iStockphoto.com/domoyegaiStockphoto.com/domoyega

    Identity thieves have many other ways to cash in on your personal information

    More >>

    Identity thieves have many other ways to cash in on your personal information

    More >>
  • Credit Freeze Vs. Credit Locks

    Credit Freeze Vs. Credit Locks

    Thanks to large data breaches in recent years, both credit freezes and credit locks are gaining in popularity. What's the difference between these two important identity protection tools, and which one is the...More >>
    Thanks to large data breaches in recent years, both credit freezes and credit locks are gaining in popularity. What's the difference between these two important identity protection tools, and which one is the best for...More >>
  • Combat thermostat ignorance and save

    Combat thermostat ignorance and save

    Monday, October 15 2018 9:10 AM EDT2018-10-15 13:10:53 GMT
    iStockphoto.com/OlivierLeMoaliStockphoto.com/OlivierLeMoal

    You could be wasting significant money on your energy bills that you could change into savings with a few minutes of attention

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    You could be wasting significant money on your energy bills that you could change into savings with a few minutes of attention

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  • More Than 1 In 10 Believe They Will Die In Debt

    More Than 1 In 10 Believe They Will Die In Debt

    We all incur debt during our lives, but will we ever become debt-free? A significant number of people say no. According to a new survey by Northwestern Mutual, 13% of Americans expect to be in debt until they die. ...More >>
    We all incur debt during our lives, but will we ever become debt-free? A significant number of people say no. According to a new survey by Northwestern Mutual, 13% of Americans expect to be in debt until they die. The...More >>
  • 3 Of 4 Know Their Credit Score... Do You?

    3 Of 4 Know Their Credit Score... Do You?

    What's your credit score? If you don't know, you're in the minority – according to the Chase Slate 2018 Credit Outlook. The 2018 survey found that 77% of Americans know their credit score, an increase...More >>
    What's your credit score? If you don't know, you're in the minority – according to the Chase Slate 2018 Credit Outlook. The 2018 survey found that 77% of Americans know their credit score, an increase of ten...More >>
  • Racking up debt? Blame your parents!

    Racking up debt? Blame your parents!

    Friday, October 12 2018 9:34 AM EDT2018-10-12 13:34:48 GMT
    iStockphoto.com/JackFiStockphoto.com/JackF

    How do you keep from passing bad financial habits on to your children?

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    How do you keep from passing bad financial habits on to your children?

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  • 4 Steps You Need To Take NOW To Save On Holiday Gifts

    4 Steps You Need To Take NOW To Save On Holiday Gifts

    It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your...More >>
    It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your holiday...More >>
  • 5 tips for saving money in college

    5 tips for saving money in college

    Wednesday, October 10 2018 9:34 AM EDT2018-10-10 13:34:26 GMT
    iStockphoto.com/sturtiiStockphoto.com/sturti

    Whether it's your first year of independence or not, college tuition is a major added expense. This makes managing your finances well while you pursue higher education extremely important.

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    Whether it's your first year of independence or not, college tuition is a major added expense. This makes managing your finances well while you pursue higher education extremely important.

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  • Could Rent Payments Build Your Credit Score?

    Could Rent Payments Build Your Credit Score?

    Not All On-Time Payments Build Credit You're fiscally responsible. You pay your credit card bills and your rent on time, every month. Paying your credit card bill on time is a major factor in raising your...More >>
    Not All On-Time Payments Build Credit You're fiscally responsible. You pay your credit card bills and your rent on time, every month. Paying your credit card bill on time is a major factor in raising your credit score....More >>
  • Credit Through History

    Credit Through History

    It may seem like you have been paying credit card interest since 3500 BC – but you might be surprised to learn that credit actually dates back to those ancient times. Historians believe that the Sumerians of...More >>
    It may seem like you have been paying credit card interest since 3500 BC – but you might be surprised to learn that credit actually dates back to those ancient times. Historians believe that the Sumerians of ancient...More >>
  • Payday Loans Popular Among Millennials

    Payday Loans Popular Among Millennials

    You need cash to pay an important bill, and you haven't got it. What do you do? Many Americans turn to payday loans to fill this gap, even though the interest rates are staggering – an average of nearly 400%...More >>
    You need cash to pay an important bill, and you haven't got it. What do you do? Many Americans turn to payday loans to fill this gap, even though the interest rates are staggering – an average of nearly 400% APR. A...More >>
  • Correcting inaccurate credit information

    Correcting inaccurate credit information

    Monday, October 8 2018 8:56 AM EDT2018-10-08 12:56:32 GMT
    iStockphoto.com/zimmytwsiStockphoto.com/zimmytws

    Many people never check their credit reports and find out at the worst possible time that they contain errors – for example, when they are applying for a mortgage

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    Many people never check their credit reports and find out at the worst possible time that they contain errors – for example, when they are applying for a mortgage

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  • Your Low Credit Score Could Cost You Thousand$ On Your Car Loan

    Your Low Credit Score Could Cost You Thousand$ On Your Car Loan

    Your credit score is one of the most important variables that lenders use to assess your risk. A low credit score can disqualify you for an auto loan, or force you to pay higher interest rates – but how much will...More >>
    Your credit score is one of the most important variables that lenders use to assess your risk. A low credit score can disqualify you for an auto loan, or force you to pay higher interest rates – but how much will higher...More >>
  • People less concerned about identity theft than in the past

    People less concerned about identity theft than in the past

    Friday, October 5 2018 9:31 AM EDT2018-10-05 13:31:19 GMT
    iStockphoto.com/boonchaiwedmakawandiStockphoto.com/boonchaiwedmakawand

    Why are we less concerned about identity theft than we have been in the past?

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    Why are we less concerned about identity theft than we have been in the past?

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  • Store credit cards could hurt your credit score

    Store credit cards could hurt your credit score

    Wednesday, October 3 2018 9:06 AM EDT2018-10-03 13:06:53 GMT
    iStockphoto.com/fizkesiStockphoto.com/fizkes

    When you're tempted to accept a store card offer, think of two things how you would use the card in the future and how opening the account will affect your credit score

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    When you're tempted to accept a store card offer, think of two things how you would use the card in the future and how opening the account will affect your credit score

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  • Credit Scores Hit All-Time High

    Credit Scores Hit All-Time High

    Tuesday, October 2 2018 10:03 PM EDT2018-10-03 02:03:18 GMT
    Credit Scores Trending Upward Congratulations, America! Your average FICO credit score reached 704, continuing the upward trend of the last eight years. According to a recent FICO blog, the 704 average score is...More >>
    Credit Scores Trending Upward Congratulations, America! Your average FICO credit score reached 704, continuing the upward trend of the last eight years. According to a recent FICO blog, the 704 average score is the best...More >>
  • Why we don't pay our credit card bills

    Why we don't pay our credit card bills

    Monday, October 1 2018 7:59 AM EDT2018-10-01 11:59:42 GMT
    iStockphoto.com/JevticiStockphoto.com/Jevtic

    Miss a credit card payment, and you'll suffer the consequences

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    Miss a credit card payment, and you'll suffer the consequences

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  • Interest Rate Hikes May Drive You Crazy

    Interest Rate Hikes May Drive You Crazy

    Monday, October 1 2018 5:03 AM EDT2018-10-01 09:03:11 GMT
    By Erica Berardi If the thought of higher federal fund rates sends your heart racing, you are not alone. A recent study found a direct link between government's influence on interest rates and the mental...More >>
    By Erica Berardi If the thought of higher federal fund rates sends your heart racing, you are not alone. A recent study found a direct link between government's influence on interest rates and the mental health of the...More >>
  • Average Age Of Child Identity Theft Victim: 12

    Average Age Of Child Identity Theft Victim: 12

    Saturday, September 29 2018 4:02 AM EDT2018-09-29 08:02:20 GMT
    How did your toddler rack up thousands of dollars in charges on an unfamiliar credit card?It's not Junior's fault if identity thieves have stolen your child's identity and used it for fraudulent...More >>
    How did your toddler rack up thousands of dollars in charges on an unfamiliar credit card?It's not Junior's fault if identity thieves have stolen your child's identity and used it for fraudulent purchases. ...More >>
  • Credit Reports Too Complex

    Credit Reports Too Complex

    Friday, September 28 2018 10:02 PM EDT2018-09-29 02:02:12 GMT
    Do you know how to read your credit report? If not, it's time to learn. Your credit score is one of the primary items that lenders check when approving your credit request, and the information in your credit...More >>
    Do you know how to read your credit report? If not, it's time to learn. Your credit score is one of the primary items that lenders check when approving your credit request, and the information in your credit report is...More >>
  • Households With Lowest Net Worth Have Highest Credit Card Debt

    Households With Lowest Net Worth Have Highest Credit Card Debt

    Friday, September 28 2018 4:02 AM EDT2018-09-28 08:02:05 GMT
    America's total outstanding balance on revolving credit, primarily credit card debt, is over $1.03 trillion. How much of that $1.03 trillion balance is yours? According to recent data from ValuePenguin,...More >>
    America's total outstanding balance on revolving credit, primarily credit card debt, is over $1.03 trillion. How much of that $1.03 trillion balance is yours? According to recent data from ValuePenguin, you're more...More >>
  • More Americans defaulting on credit cards

    More Americans defaulting on credit cards

    Thursday, September 27 2018 10:06 AM EDT2018-09-27 14:06:33 GMT
    iStockphoto.com/skynesheriStockphoto.com/skynesher

     America's outstanding revolving debt – mostly credit card debt – was closing in on $1.04 trillion as of June 2018. How will we pay all that money back?

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     America's outstanding revolving debt – mostly credit card debt – was closing in on $1.04 trillion as of June 2018. How will we pay all that money back?

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  • #1 older Millennial debt is not student loans

    #1 older Millennial debt is not student loans

    Wednesday, September 26 2018 7:58 AM EDT2018-09-26 11:58:37 GMT
    iStockphoto.com/AtnoYduriStockphoto.com/AtnoYdur

    At least part of the millennial generation has other debt concerns

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    At least part of the millennial generation has other debt concerns

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  • Have a High Credit Score? Banks Want to Reward You

    Have a High Credit Score? Banks Want to Reward You

    Tuesday, September 25 2018 10:01 PM EDT2018-09-26 02:01:13 GMT
    Further Rewards for Good Credit You've worked hard to keep your credit score high. Why shouldn't you be rewarded for your effort? Banks agree and are looking for innovative ways to urge you to keep your...More >>
    Further Rewards for Good Credit You've worked hard to keep your credit score high. Why shouldn't you be rewarded for your effort? Banks agree and are looking for innovative ways to urge you to keep your credit score...More >>
  • 5 ways to reduce the cost of your car

    5 ways to reduce the cost of your car

    Monday, September 24 2018 8:20 AM EDT2018-09-24 12:20:06 GMT
    iStockphoto.com/Marisa9iStockphoto.com/Marisa9

    If you're looking to cut your spending, we've got you covered with this list of tips to slash some of the major auto costs and keep more money in your pocket

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    If you're looking to cut your spending, we've got you covered with this list of tips to slash some of the major auto costs and keep more money in your pocket

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  • Don't Catch Sexually Transmitted Debt!

    Don't Catch Sexually Transmitted Debt!

    Saturday, September 22 2018 4:14 AM EDT2018-09-22 08:14:39 GMT
    "I picked up a really bad case of debt from my ex, and I can't get rid of it." You can pick up several unpleasant surprises from a sexual partner, but have you considered painful, lasting financial...More >>
    "I picked up a really bad case of debt from my ex, and I can't get rid of it." You can pick up several unpleasant surprises from a sexual partner, but have you considered painful, lasting financial ramifications?...More >>
  • Do Low Credit Scores Raise Your Insurance Premiums?

    Do Low Credit Scores Raise Your Insurance Premiums?

    Friday, September 21 2018 10:14 PM EDT2018-09-22 02:14:34 GMT
    Your credit score affects many aspects of your financial life. It affects your ability to qualify for loans and credit cards, and the interest rates that you'll pay if you do qualify. It may affect your credit...More >>
    Your credit score affects many aspects of your financial life. It affects your ability to qualify for loans and credit cards, and the interest rates that you'll pay if you do qualify. It may affect your credit card...More >>
  • Would you share your driving data to save money?

    Would you share your driving data to save money?

    Friday, September 21 2018 8:05 AM EDT2018-09-21 12:05:35 GMT
    iStockphoto.com/metamorworksiStockphoto.com/metamorworks

    Data is a hot commodity, and companies are willing to pay top dollar for it

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    Data is a hot commodity, and companies are willing to pay top dollar for it

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  • School Is In Session! Protect Yourself From Scams

    School Is In Session! Protect Yourself From Scams

    Thursday, September 20 2018 8:14 PM EDT2018-09-21 00:14:07 GMT
    With the school season starting again, education is job number one for students and parents alike. A proper education includes an education in personal finance, and one of the best ways to start is to learn how to...More >>
    With the school season starting again, education is job number one for students and parents alike. A proper education includes an education in personal finance, and one of the best ways to start is to learn how to protect...More >>
  • Stressed by home buying? Don't be

    Stressed by home buying? Don't be

    Thursday, September 20 2018 9:16 AM EDT2018-09-20 13:16:30 GMT
    iStockphoto.com/GCShutteriStockphoto.com/GCShutter

    Home buying can be a prolonged and confusing process but you can reduce the stress with research and realistic expectations at every step

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    Home buying can be a prolonged and confusing process but you can reduce the stress with research and realistic expectations at every step

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  • More Americans With Low Credit Scores Buying Homes

    More Americans With Low Credit Scores Buying Homes

    Wednesday, September 19 2018 10:14 PM EDT2018-09-20 02:14:10 GMT
    If you have a low credit score and want to buy a home, your odds of getting a loan have improved. A study by the Fair Isaac Corporation (FICO) shows that credit scores for new mortgage originations have been...More >>
    If you have a low credit score and want to buy a home, your odds of getting a loan have improved. A study by the Fair Isaac Corporation (FICO) shows that credit scores for new mortgage originations have been dropping,...More >>
  • Do You Make More Than Your Classmates?

    Do You Make More Than Your Classmates?

    Wednesday, September 19 2018 4:14 AM EDT2018-09-19 08:14:42 GMT
    When you graduated, you probably entered the workplace with plenty of optimism.You were ready to take the workplace by storm and earn a comfortable living – maybe even outpacing the rest of your classmates. How is...More >>
    When you graduated, you probably entered the workplace with plenty of optimism.You were ready to take the workplace by storm and earn a comfortable living – maybe even outpacing the rest of your classmates. How is that plan...More >>
  • 2 Of 5 U.S. Cardholders Have Fallen Victim To Credit Card Scams

    2 Of 5 U.S. Cardholders Have Fallen Victim To Credit Card Scams

    Tuesday, September 18 2018 10:14 PM EDT2018-09-19 02:14:38 GMT
    New Survey Shows Credit Card Fraud Totals $136 Billion The convenience and ease of credit cards comes with a downside – credit card fraud is a tempting and lucrative target for criminals. According to a new...More >>
    New Survey Shows Credit Card Fraud Totals $136 Billion The convenience and ease of credit cards comes with a downside – credit card fraud is a tempting and lucrative target for criminals. According to a new Finder.com...More >>
  • 2 out of 5 student borrowers expect to default in next 5 years

    2 out of 5 student borrowers expect to default in next 5 years

    Tuesday, September 18 2018 8:23 AM EDT2018-09-18 12:23:02 GMT
    iStockphoto.com/david_kam_photographyiStockphoto.com/david_kam_photography

    A study by the Brookings Institution suggests that approximately 40% of Americans won't be able to pay off their loans and will end up in default by 2023

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    A study by the Brookings Institution suggests that approximately 40% of Americans won't be able to pay off their loans and will end up in default by 2023

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  • Credit card default rates are... dropping?

    Credit card default rates are... dropping?

    Friday, September 14 2018 8:26 AM EDT2018-09-14 12:26:21 GMT
    iStockphoto.com/mapodileiStockphoto.com/mapodile

    Is there a limit to America's appetite for debt? At least one indicator suggests that the answer is no

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    Is there a limit to America's appetite for debt? At least one indicator suggests that the answer is no

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  • Odd Online Loans

    Odd Online Loans

    Friday, September 14 2018 4:12 AM EDT2018-09-14 08:12:42 GMT
    Can you believe someone was able to borrow money online to buy basketball trading cards? Not just any card, but a Michael Jordan rookie card that could be worth six figures! While millions of people have borrowed...More >>
    Can you believe someone was able to borrow money online to buy basketball trading cards? Not just any card, but a Michael Jordan rookie card that could be worth six figures! While millions of people have borrowed money...More >>
  • Get Your Credit Card Payments Under Control With Tally

    Get Your Credit Card Payments Under Control With Tally

    Thursday, September 13 2018 10:12 PM EDT2018-09-14 02:12:35 GMT
    By Emily Guy Birken If you are carrying balances on multiple credit cards, it can be confusing to figure out the best way to make your monthly payments to minimize the interest you pay. Should you follow the "debt...More >>
    By Emily Guy Birken If you are carrying balances on multiple credit cards, it can be confusing to figure out the best way to make your monthly payments to minimize the interest you pay. Should you follow the "debt snowball"...More >>
  • New 3% Down Payment Mortgages Available

    New 3% Down Payment Mortgages Available

    Wednesday, September 12 2018 10:12 PM EDT2018-09-13 02:12:13 GMT
    Are you looking for a mortgage that features a low down payment but can't find a suitable conventional loan because of various restrictions?The Federal Housing Administration (FHA) offers loan products with...More >>
    Are you looking for a mortgage that features a low down payment but can't find a suitable conventional loan because of various restrictions?The Federal Housing Administration (FHA) offers loan products with down payments...More >>
  • 5 questions you need to answer before retiring

    5 questions you need to answer before retiring

    Wednesday, September 12 2018 9:59 AM EDT2018-09-12 13:59:58 GMT
    iStockphoto.com/AnsonLuiStockphoto.com/AnsonLu

    You may be mentally and physically ready to retire, but are you financially ready to retire?

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    You may be mentally and physically ready to retire, but are you financially ready to retire?

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  • Why Dropping Cash On RFID-Blocking Tech Is A Waste Of Money

    Why Dropping Cash On RFID-Blocking Tech Is A Waste Of Money

    Wednesday, September 12 2018 4:11 AM EDT2018-09-12 08:11:47 GMT
    by Sandra Parsons Radio Frequency Identification (RFID)-blocking technology is a multi-million-dollar industry. Consumers concerned about someone stealing their credit card info using RFID readers can buy wallets,...More >>
    by Sandra Parsons Radio Frequency Identification (RFID)-blocking technology is a multi-million-dollar industry. Consumers concerned about someone stealing their credit card info using RFID readers can buy wallets, purses,...More >>
  • 6 Simple Steps To A Solid Financial Foundation (Infographic)

    6 Simple Steps To A Solid Financial Foundation (Infographic)

    Tuesday, September 11 2018 4:09 AM EDT2018-09-11 08:09:22 GMT
    There's a lot of financial advice out there, from the Wall Street Journal to podcasts to your brother-in-law's stock tips to "A penny saved is a penny earned." The infographic above, developed in...More >>
    There's a lot of financial advice out there, from the Wall Street Journal to podcasts to your brother-in-law's stock tips to "A penny saved is a penny earned." The infographic above, developed in collaboration with...More >>
  • Learn where your money goes

    Learn where your money goes

    Monday, September 10 2018 9:32 AM EDT2018-09-10 13:32:44 GMT
    iStockphoto.com/PogoniciiStockphoto.com/Pogonici

    If you do not track your spending, you cannot distinguish between gremlins and your own spending habits or any other reason for your dwindling bank account, including fraud

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    If you do not track your spending, you cannot distinguish between gremlins and your own spending habits or any other reason for your dwindling bank account, including fraud

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  • Avoid Penalties If Late On Paying Taxes

    Avoid Penalties If Late On Paying Taxes

    Friday, September 7 2018 10:13 PM EDT2018-09-08 02:13:28 GMT
    Uh-oh. You didn't pay your taxes by the deadline. You're facing late payment penalties – but, believe it or not, you may be able to convince the IRS to waive those penalties. It's not well publicized,...More >>
    Uh-oh. You didn't pay your taxes by the deadline. You're facing late payment penalties – but, believe it or not, you may be able to convince the IRS to waive those penalties. It's not well publicized, but the...More >>
  • Millennials should improve credit before home shopping

    Millennials should improve credit before home shopping

    Friday, September 7 2018 9:31 AM EDT2018-09-07 13:31:16 GMT
    iStockphoto.com/andresriStockphoto.com/andresr

    With a small change in financial habits, more millennials could significantly shift their risk perception with lenders allowing them to qualify for mortgage loans

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    With a small change in financial habits, more millennials could significantly shift their risk perception with lenders allowing them to qualify for mortgage loans

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  • Credit Card Debt By State

    Credit Card Debt By State

    Friday, September 7 2018 4:13 AM EDT2018-09-07 08:13:10 GMT
    Is your credit card balance increasing or decreasing? Data from the credit bureau Experian suggests that it's more likely to be rising. Credit card balances increased by an average of almost 6.6% year over year...More >>
    Is your credit card balance increasing or decreasing? Data from the credit bureau Experian suggests that it's more likely to be rising. Credit card balances increased by an average of almost 6.6% year over year in the...More >>
  • Credit Card Freezes 101

    Credit Card Freezes 101

    Wednesday, September 5 2018 10:12 PM EDT2018-09-06 02:12:39 GMT
    Identity theft accounted for $16.8 billion in losses in 2017 spread across 16.7 million victims, according to Javelin Strategy and Research. Were you one of the unfortunate 16.7 million? Victim or not, it's...More >>
    Identity theft accounted for $16.8 billion in losses in 2017 spread across 16.7 million victims, according to Javelin Strategy and Research. Were you one of the unfortunate 16.7 million? Victim or not, it's wise to...More >>
  • 1 out of 7 are afraid to see their credit report

    1 out of 7 are afraid to see their credit report

    Wednesday, September 5 2018 8:23 AM EDT2018-09-05 12:23:20 GMT
    iStockphoto.com/SanneBergiStockphoto.com/SanneBerg

    Have you checked your credit report lately? If not, what's keeping you from doing so?

    More >>

    Have you checked your credit report lately? If not, what's keeping you from doing so?

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  • Personal Loans Are Fastest-Growing Consumer Debt

    Personal Loans Are Fastest-Growing Consumer Debt

    Wednesday, September 5 2018 4:12 AM EDT2018-09-05 08:12:20 GMT
    We often hear about skyrocketing student loan and credit card debt, but a different type of debt is growing at a faster rate than either of those. According to data from the credit bureau Experian, debt from...More >>
    We often hear about skyrocketing student loan and credit card debt, but a different type of debt is growing at a faster rate than either of those. According to data from the credit bureau Experian, debt from personal loans...More >>
  • 5 retirement fees to avoid

    5 retirement fees to avoid

    Tuesday, September 4 2018 9:07 AM EDT2018-09-04 13:07:07 GMT
    iStockphoto.com/AndreyPopoviStockphoto.com/AndreyPopov

    It's important to avoid unnecessary fees that take a bite out of your nest egg without providing value in return

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    It's important to avoid unnecessary fees that take a bite out of your nest egg without providing value in return

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  • From Foreclosure To 800 Credit Score

    From Foreclosure To 800 Credit Score

    Friday, August 31 2018 4:11 AM EDT2018-08-31 08:11:11 GMT
    "I raised my credit score over 800 – and you can, too!" So says Tiffany Aliche, a financial speaker and author better known as The Budgetnista. Tiffany was working as a schoolteacher, and had excellent credit,...More >>
    "I raised my credit score over 800 – and you can, too!" So says Tiffany Aliche, a financial speaker and author better known as The Budgetnista. Tiffany was working as a schoolteacher, and had excellent credit, until she...More >>
  • Survey: Women More Likely Than Men To Miss A Credit Card Payment

    Survey: Women More Likely Than Men To Miss A Credit Card Payment

    Thursday, August 30 2018 10:11 PM EDT2018-08-31 02:11:06 GMT
    What's a sure way to harm your credit score? Being late with payments or missing them completely. On-time payment history is one of the biggest factors in calculating your credit score – and, according to a new...More >>
    What's a sure way to harm your credit score? Being late with payments or missing them completely. On-time payment history is one of the biggest factors in calculating your credit score – and, according to a new survey...More >>
  • On The Dark Web, How Much Are You Worth?

    On The Dark Web, How Much Are You Worth?

    Wednesday, August 29 2018 4:10 AM EDT2018-08-29 08:10:27 GMT
    "Consumers for sale! Get your consumer information here! Plump ripe consumers, ready for the taking! Only $1,170 for a full consumer package! À la carte information for as little as a few dollars! Get them while...More >>
    "Consumers for sale! Get your consumer information here! Plump ripe consumers, ready for the taking! Only $1,170 for a full consumer package! À la carte information for as little as a few dollars! Get them while they're...More >>
  • Bankruptcies Dropping Among Young, But Growing For Seniors

    Bankruptcies Dropping Among Young, But Growing For Seniors

    Tuesday, August 28 2018 4:10 AM EDT2018-08-28 08:10:03 GMT
    Bankruptcy is a painful process at any point in life, but it's especially excruciating when you are at or near retirement age. There's no time to recover and build retirement income. Unfortunately, seniors...More >>
    Bankruptcy is a painful process at any point in life, but it's especially excruciating when you are at or near retirement age. There's no time to recover and build retirement income. Unfortunately, seniors are...More >>
  • Increase your credit score… By renting

    Increase your credit score… By renting

    Monday, August 27 2018 7:28 AM EDT2018-08-27 11:28:47 GMT
    iStockphoto.com/fizkesiStockphoto.com/fizkes

    If your credit score needs a little extra boost, renting may be the way to go

    More >>

    If your credit score needs a little extra boost, renting may be the way to go

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  • 7 steps to beat the summer debt bulge

    7 steps to beat the summer debt bulge

    Monday, August 27 2018 7:21 AM EDT2018-08-27 11:21:37 GMT
    iStockphoto.com/LightFieldStudiosiStockphoto.com/LightFieldStudios

    Have you spent too much on vacations, dining out, or entertainment this summer? Follow these seven simple steps to get your finances back on track and pay down your debt faster

    More >>

    Have you spent too much on vacations, dining out, or entertainment this summer? Follow these seven simple steps to get your finances back on track and pay down your debt faster

    More >>
  • Women Have Most Student Loan Debt

    Women Have Most Student Loan Debt

    Saturday, August 25 2018 4:09 AM EDT2018-08-25 08:09:01 GMT
    According to Federal Reserve Data, student loan debt reached $1.52 trillion in March of 2018. Women hold approximately $900 billion of that total. Why do women hold more in student loan balances? A recently...More >>
    According to Federal Reserve Data, student loan debt reached $1.52 trillion in March of 2018. Women hold approximately $900 billion of that total. Why do women hold more in student loan balances? A recently updated report...More >>
  • 8 common mistakes of tax extension filers

    8 common mistakes of tax extension filers

    Friday, August 24 2018 8:10 AM EDT2018-08-24 12:10:26 GMT
    iStockphoto.com/alfexeiStockphoto.com/alfexe

    Did you miss the April 17 tax deadline for 2018? If so, you probably filed for and received a six-month extension from the IRS. Don't relax too much, because October will be here before you know it

    More >>

    Did you miss the April 17 tax deadline for 2018? If so, you probably filed for and received a six-month extension from the IRS. Don't relax too much, because October will be here before you know it

    More >>
  • What Are You Worth On The Dark Web?

    What Are You Worth On The Dark Web?

    Friday, August 24 2018 4:08 AM EDT2018-08-24 08:08:40 GMT
    "Consumers for sale! Get your consumer information here! Plump ripe consumers, ready for the taking! Only $1,170 for a full consumer package! À la carte information for as little as a few dollars! Get them while...More >>
    "Consumers for sale! Get your consumer information here! Plump ripe consumers, ready for the taking! Only $1,170 for a full consumer package! À la carte information for as little as a few dollars! Get them while they're...More >>
  • Can This New Reverse Mortgage Alternative Help You?

    Can This New Reverse Mortgage Alternative Help You?

    Friday, August 24 2018 4:08 AM EDT2018-08-24 08:08:38 GMT
    Reverse mortgages can be a useful tool for seniors attempting to convert the equity in their home into cash for living expenses or other retirement purposes. The loan is usually paid out over time instead of as a...More >>
    Reverse mortgages can be a useful tool for seniors attempting to convert the equity in their home into cash for living expenses or other retirement purposes. The loan is usually paid out over time instead of as a lump sum. ...More >>
  • How Much Money Are You Left With After Expenses?

    How Much Money Are You Left With After Expenses?

    Wednesday, August 22 2018 10:08 PM EDT2018-08-23 02:08:12 GMT
    How much discretionary income do you have left after you've paid the monthly bills? Would that change if you were a homeowner instead of a renter, or vice versa? PropertyShark and RENTCafé considered this...More >>
    How much discretionary income do you have left after you've paid the monthly bills? Would that change if you were a homeowner instead of a renter, or vice versa? PropertyShark and RENTCafé considered this question with...More >>
  • Your low credit score could cost you $45,000

    Your low credit score could cost you $45,000

    Wednesday, August 22 2018 9:46 AM EDT2018-08-22 13:46:40 GMT
    iStockphoto.com/martin-dmiStockphoto.com/martin-dm

    A lower score means greater risk, and lenders will charge you a higher interest rate because of that difference

    More >>

    A lower score means greater risk, and lenders will charge you a higher interest rate because of that difference

    More >>
  • How Credit Utilization Impacts Your Credit Score

    How Credit Utilization Impacts Your Credit Score

    Wednesday, August 22 2018 4:07 AM EDT2018-08-22 08:07:59 GMT
    By Sandra Parsons Credit utilization is a fancy name for how much of your available credit you've used. It's one criterion used by the three major credit bureaus to calculate your credit score. Why do they...More >>
    By Sandra Parsons Credit utilization is a fancy name for how much of your available credit you've used. It's one criterion used by the three major credit bureaus to calculate your credit score. Why do they care?...More >>
  • Credit Scores Up, Negative Info Down

    Credit Scores Up, Negative Info Down

    Tuesday, August 21 2018 10:07 PM EDT2018-08-22 02:07:52 GMT
    Cleaning Up Credit Reports In April, we reported on the upcoming rise in credit scores thanks to the National Consumer Assistance Plan (NCAP). The NCAP was created by the three major credit bureaus (Experian,...More >>
    Cleaning Up Credit Reports In April, we reported on the upcoming rise in credit scores thanks to the National Consumer Assistance Plan (NCAP). The NCAP was created by the three major credit bureaus (Experian, Equifax, and...More >>
  • Received a credit card rate increase notice?

    Received a credit card rate increase notice?

    Tuesday, August 21 2018 9:47 AM EDT2018-08-21 13:47:44 GMT
    iStockphoto.com/BraunSiStockphoto.com/BraunS

    How many times have you tossed notices from your credit card issuer without reading them? The best answer is "never." You could be discarding a credit card interest rate increase notice

    More >>

    How many times have you tossed notices from your credit card issuer without reading them? The best answer is "never." You could be discarding a credit card interest rate increase notice

    More >>
  • When You Don't Have A Credit Card Grace Period

    When You Don't Have A Credit Card Grace Period

    Friday, August 17 2018 10:06 PM EDT2018-08-18 02:06:33 GMT
    Credit card issuers generally offer a grace period that allows you time to pay your bill without incurring interest charges on your purchases. The grace period usually lasts two or three weeks from the end of the...More >>
    Credit card issuers generally offer a grace period that allows you time to pay your bill without incurring interest charges on your purchases. The grace period usually lasts two or three weeks from the end of the billing...More >>
  • Despite not saving, millennials want to retire at 61

    Despite not saving, millennials want to retire at 61

    Friday, August 17 2018 8:10 AM EDT2018-08-17 12:10:00 GMT
    iStockphoto.com/FatCameraiStockphoto.com/FatCamera

    How would you like to retire early? Millennials identified the perfect retirement age as 61

    More >>

    How would you like to retire early? Millennials identified the perfect retirement age as 61

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  • Between A Scam And A Fraud Place – SMiShing Is Big Criminal Business

    Between A Scam And A Fraud Place – SMiShing Is Big Criminal Business

    Thursday, August 16 2018 10:06 PM EDT2018-08-17 02:06:12 GMT
    Internet scam artists are moving beyond your email inbox to target your text messages as well. "SMiShing," also known as SMS Phishing, continues to loot information from busy and unaware consumers despite its...More >>
    Internet scam artists are moving beyond your email inbox to target your text messages as well. "SMiShing," also known as SMS Phishing, continues to loot information from busy and unaware consumers despite its relative...More >>
  • 4 out of 5 Americans lie for money

    4 out of 5 Americans lie for money

    Thursday, August 16 2018 9:25 AM EDT2018-08-16 13:25:39 GMT
    iStockphoto.com/vladansiStockphoto.com/vladans

    Have you ever lied for financial gain? The odds are strong that you've done it at least once, and a new survey says you're among company

    More >>

    Have you ever lied for financial gain? The odds are strong that you've done it at least once, and a new survey says you're among company

    More >>
  • 9 Alternatives To Payday Loans

    9 Alternatives To Payday Loans

    Thursday, August 16 2018 4:05 AM EDT2018-08-16 08:05:54 GMT
    You have an important bill to pay and not enough money to pay for it. A payday loan might be the solution to your problem – if you don't mind paying very high interest rates. It's not uncommon for payday...More >>
    You have an important bill to pay and not enough money to pay for it. A payday loan might be the solution to your problem – if you don't mind paying very high interest rates. It's not uncommon for payday loans to...More >>
  • Construction Liens 101

    Construction Liens 101

    Wednesday, August 15 2018 10:05 PM EDT2018-08-16 02:05:49 GMT
    A construction lien, otherwise known as a mechanic's lien, is a claim that is made against a property by a contractor, subcontractor, or other professional party involved in a construction project. These liens...More >>
    A construction lien, otherwise known as a mechanic's lien, is a claim that is made against a property by a contractor, subcontractor, or other professional party involved in a construction project. These liens exist to...More >>
  • Car leasing 101

    Car leasing 101

    Wednesday, August 15 2018 7:51 AM EDT2018-08-15 11:51:33 GMT
    iStockphoto.com/praetorianphotoiStockphoto.com/praetorianphoto

    So, you are in the market for a new vehicle, huh? You've got some important decisions to make. But perhaps your most important decision, at least from a financial standpoint, is how you will pay for the vehicle

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    So, you are in the market for a new vehicle, huh? You've got some important decisions to make. But perhaps your most important decision, at least from a financial standpoint, is how you will pay for the vehicle

    More >>
  • Why Millennials Aren't Buying Homes

    Why Millennials Aren't Buying Homes

    Tuesday, August 14 2018 10:05 PM EDT2018-08-15 02:05:22 GMT
    Waiting to Buy According to a new study by the Urban Institute, millennials are waiting longer than previous generations to enter the housing market. Approximately 8% fewer millennials of ages 25-34 own homes as...More >>
    Waiting to Buy According to a new study by the Urban Institute, millennials are waiting longer than previous generations to enter the housing market. Approximately 8% fewer millennials of ages 25-34 own homes as compared to...More >>
  • Trump changing use of credit scores in home loans

    Trump changing use of credit scores in home loans

    Tuesday, August 14 2018 8:16 AM EDT2018-08-14 12:16:58 GMT
    iStockphoto.com/PeopleImagesiStockphoto.com/PeopleImages

    Are you having trouble getting a home loan because you have no suitable credit history? That may soon change

    More >>

    Are you having trouble getting a home loan because you have no suitable credit history? That may soon change

    More >>
  • How To Negotiate With A Collection Agency

    How To Negotiate With A Collection Agency

    Tuesday, August 14 2018 4:05 AM EDT2018-08-14 08:05:10 GMT
    Do you have a bill that has been turned over to a collection agency? Of course, you'll want to make things right as well as remove the negative effect on your credit score. But what if you can't afford to...More >>
    Do you have a bill that has been turned over to a collection agency? Of course, you'll want to make things right as well as remove the negative effect on your credit score. But what if you can't afford to pay the...More >>
  • How To Motivate Millennials To Save For Retirement

    How To Motivate Millennials To Save For Retirement

    Tuesday, August 14 2018 4:05 AM EDT2018-08-14 08:05:09 GMT
    For millennials who are just stepping into their workaday world, planning for retirement is definitely not something they seem to have on their mind. However, as Social Security benefits are sure to scale back over...More >>
    For millennials who are just stepping into their workaday world, planning for retirement is definitely not something they seem to have on their mind. However, as Social Security benefits are sure to scale back over the next...More >>
  • Top 3 mortgage rejection reasons

    Top 3 mortgage rejection reasons

    Monday, August 13 2018 8:14 AM EDT2018-08-13 12:14:19 GMT
    iStockphoto.com/LPETTETiStockphoto.com/LPETTET

    Have you been denied a mortgage loan recently? Rejections usually don't come down to a single reason, because lenders look at your overall financial status. However, some factors increase your risk of rejection...

    More >>

    Have you been denied a mortgage loan recently? Rejections usually don't come down to a single reason, because lenders look at your overall financial status. However, some factors increase your risk of rejection...

    More >>
  • 5 Steps To Prep Your Retirement Savings For The Next Market Crash

    5 Steps To Prep Your Retirement Savings For The Next Market Crash

    Friday, August 10 2018 10:03 PM EDT2018-08-11 02:03:57 GMT
    One day you appear to be on track for retirement, and the next day the stock market crashes. You were on track for a comfortable retirement at age 67 – or before, with a little luck. Now you may have to work into...More >>
    One day you appear to be on track for retirement, and the next day the stock market crashes. You were on track for a comfortable retirement at age 67 – or before, with a little luck. Now you may have to work into your 70s...More >>
  • Nearly half of millennials feel held back by credit score

    Nearly half of millennials feel held back by credit score

    Friday, August 10 2018 9:29 AM EDT2018-08-10 13:29:13 GMT
    iStockphoto.com/NicolasMcComberiStockphoto.com/NicolasMcComber

    Is a bad credit score dragging you down? Almost half of millennials feel that way, according to a new survey

    More >>

    Is a bad credit score dragging you down? Almost half of millennials feel that way, according to a new survey

    More >>
  • 5 Steps To Take Before Retirement

    5 Steps To Take Before Retirement

    Friday, August 10 2018 4:03 AM EDT2018-08-10 08:03:41 GMT
    Are you planning to retire within the next 10 to 15 years?If so, are you ready to take retirement preparedness to the next level? Retirement is no longer an abstract concept when you reach your 50s. It's...More >>
    Are you planning to retire within the next 10 to 15 years?If so, are you ready to take retirement preparedness to the next level? Retirement is no longer an abstract concept when you reach your 50s. It's important to...More >>
  • Use The Digit App To Pay Down Credit Card Debt

    Use The Digit App To Pay Down Credit Card Debt

    Friday, August 10 2018 4:03 AM EDT2018-08-10 08:03:40 GMT
    Are you having trouble saving money while simultaneously dealing with excessive credit card debt? Mobile savings apps such as Digit and Qapital can help you establish an automatic saving routine – but Digit has...More >>
    Are you having trouble saving money while simultaneously dealing with excessive credit card debt? Mobile savings apps such as Digit and Qapital can help you establish an automatic saving routine – but Digit has introduced a...More >>
  • All about the 4% retirement rule

    All about the 4% retirement rule

    Thursday, August 9 2018 9:44 AM EDT2018-08-09 13:44:43 GMT
    iStockphoto.com/EllenaZiStockphoto.com/EllenaZ

    Are you familiar with the 4% rule and how it relates to retirement? Let's find out.

    More >>

    Are you familiar with the 4% rule and how it relates to retirement? Let's find out.

    More >>
  • Insurance Price Optimization

    Insurance Price Optimization

    Wednesday, August 8 2018 10:03 PM EDT2018-08-09 02:03:09 GMT
    It makes sense that if you have a car accident, your insurance premium could go up. What doesn't make sense is that if you don't have an accident, you could also end up paying more, for no reason at all. ...More >>
    It makes sense that if you have a car accident, your insurance premium could go up. What doesn't make sense is that if you don't have an accident, you could also end up paying more, for no reason at all. The...More >>
  • When the government can keep your tax refunds and disability checks

    When the government can keep your tax refunds and disability checks

    Wednesday, August 8 2018 9:05 AM EDT2018-08-08 13:05:31 GMT
    iStockphoto.com/ozgurdonmaziStockphoto.com/ozgurdonmaz

    The term "administrative offset" brings to mind meaningless governmental jargon. It is governmental jargon – but if you are affected, it's not meaningless at all

    More >>

    The term "administrative offset" brings to mind meaningless governmental jargon. It is governmental jargon – but if you are affected, it's not meaningless at all

    More >>
  • Credit-Builder Loans 101

    Credit-Builder Loans 101

    Wednesday, August 8 2018 4:02 AM EDT2018-08-08 08:02:49 GMT
    Applying for credit for the first time is a bit like applying for your first job. People are hesitant to hire you because you don't have any job experience, and you can't get any job experience because...More >>
    Applying for credit for the first time is a bit like applying for your first job. People are hesitant to hire you because you don't have any job experience, and you can't get any job experience because nobody will...More >>
  • Six tips on credit card fraud prevention in the digital age

    Six tips on credit card fraud prevention in the digital age

    Tuesday, August 7 2018 9:25 AM EDT2018-08-07 13:25:23 GMT
    iStockphoto.com/alengoiStockphoto.com/alengo

    While technology provides a safety net of sorts, consumers still need to be proactive about managing their transactions and statements

    More >>

    While technology provides a safety net of sorts, consumers still need to be proactive about managing their transactions and statements

    More >>
  • We Paid $104 Billion In 12 Months Just On Credit Card Interest!

    We Paid $104 Billion In 12 Months Just On Credit Card Interest!

    Monday, August 6 2018 10:02 PM EDT2018-08-07 02:02:22 GMT
    According to Federal Reserve data compiled by MagnifyMoney, Americans paid $104 billion in interest on credit card purchases over the twelve months ending March 2018. That's not outstanding credit card...More >>
    According to Federal Reserve data compiled by MagnifyMoney, Americans paid $104 billion in interest on credit card purchases over the twelve months ending March 2018. That's not outstanding credit card balances, which...More >>
  • What do I do when my debt is sold?

    What do I do when my debt is sold?

    Monday, August 6 2018 9:19 AM EDT2018-08-06 13:19:33 GMT
    iStockphoto.com/JerryPDXiStockphoto.com/JerryPDX

    Just like assets can be sold, so can debts. But things relating to the servicing of your loan such as due dates and payment arrangements may change

    More >>

    Just like assets can be sold, so can debts. But things relating to the servicing of your loan such as due dates and payment arrangements may change

    More >>
  • How to get your child a Social Security number

    How to get your child a Social Security number

    Friday, August 3 2018 9:16 AM EDT2018-08-03 13:16:42 GMT
    iStockphoto.com/monkeybusinessimagesiStockphoto.com/monkeybusinessimages

    Don't let a Social Security number slip through the cracks

    More >>

    Don't let a Social Security number slip through the cracks

    More >>
  • How To Best Pull Off A Balance Transfer

    How To Best Pull Off A Balance Transfer

    Friday, August 3 2018 4:01 AM EDT2018-08-03 08:01:12 GMT
    By Tracy Scott Have you been ignoring those credit card offers that arrive in your mailbox each week? If so, reconsider slam-dunking them into the circular file... especially if you have credit card debt you'd...More >>
    By Tracy Scott Have you been ignoring those credit card offers that arrive in your mailbox each week? If so, reconsider slam-dunking them into the circular file... especially if you have credit card debt you'd like to...More >>
  • All about real estate disclosures

    All about real estate disclosures

    Thursday, August 2 2018 9:08 AM EDT2018-08-02 13:08:40 GMT
    iStockphoto.com/AramyaniStockphoto.com/Aramyan

    You want to know exactly what you are getting when you make any large purchase, especially when you are buying a home. That's why a real estate disclosure statement is a fundamental part of any real estate transaction.

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    You want to know exactly what you are getting when you make any large purchase, especially when you are buying a home. That's why a real estate disclosure statement is a fundamental part of any real estate transaction.

    More >>
  • The easy way to save thousands on your mortgage

    The easy way to save thousands on your mortgage

    Wednesday, August 1 2018 8:16 AM EDT2018-08-01 12:16:50 GMT
    iStockphoto.com/manusapon_kasosodiStockphoto.com/manusapon_kasosod

    You probably comparison-shop for most of your purchases, especially the high-dollar ones. Consider doing the same when it comes to your mortgage.

    More >>

    You probably comparison-shop for most of your purchases, especially the high-dollar ones. Consider doing the same when it comes to your mortgage.

    More >>
  • Mortgage Deduction Claims Will Drop More Than 50%

    Mortgage Deduction Claims Will Drop More Than 50%

    Tuesday, July 31 2018 10:00 PM EDT2018-08-01 02:00:19 GMT
    Who wants simpler taxes? Most of us do, assuming we also keep more money in the process. Starting in 2018, homeowners are more likely to have simpler tax returns – but they may need to make similar tax...More >>
    Who wants simpler taxes? Most of us do, assuming we also keep more money in the process. Starting in 2018, homeowners are more likely to have simpler tax returns – but they may need to make similar tax calculations to...More >>
  • 5 spending habits that won't rebuild your credit

    5 spending habits that won't rebuild your credit

    Tuesday, July 31 2018 8:30 AM EDT2018-07-31 12:30:18 GMT
    iStockphoto.com/lzfiStockphoto.com/lzf

    When your credit score is down, it takes great effort to rebuild it

    More >>

    When your credit score is down, it takes great effort to rebuild it

    More >>
  • Card Cracking 101

    Card Cracking 101

    Monday, July 30 2018 10:14 PM EDT2018-07-31 02:14:55 GMT
    By Sandra Parsons While Cardi B is topping the charts, "Card Cracking" is ruining some music fans' lives. Rapper Young Ash and five others were recently indicted for running a card cracking ring that recruited...More >>
    By Sandra Parsons While Cardi B is topping the charts, "Card Cracking" is ruining some music fans' lives. Rapper Young Ash and five others were recently indicted for running a card cracking ring that recruited...More >>
  • Millennials have more home buying regrets

    Millennials have more home buying regrets

    Monday, July 30 2018 8:12 AM EDT2018-07-30 12:12:53 GMT
    iStockphoto.com/AntonioGuillemiStockphoto.com/AntonioGuillem

    Perhaps millennials are expecting too much out of homeownership, ignoring the old axiom "The secret to happiness is low expectations."

    More >>

    Perhaps millennials are expecting too much out of homeownership, ignoring the old axiom "The secret to happiness is low expectations."

    More >>
  • 5 Steps To Take After (Finally) Paying Off Your Credit Cards

    5 Steps To Take After (Finally) Paying Off Your Credit Cards

    Saturday, July 28 2018 4:13 AM EDT2018-07-28 08:13:45 GMT
    With hard work and discipline, you've managed to whittle down your sizable credit card debt to zero. What's the next step? More hard work and discipline. Keep doing what you were doing, because it's...More >>
    With hard work and discipline, you've managed to whittle down your sizable credit card debt to zero. What's the next step? More hard work and discipline. Keep doing what you were doing, because it's working for...More >>
  • 5 things to know before getting a credit card

    5 things to know before getting a credit card

    Friday, July 27 2018 9:14 AM EDT2018-07-27 13:14:16 GMT
    iStockphoto.com/PeopleImagesiStockphoto.com/PeopleImages

    If you don't use your card wisely, it's easy to get into unpleasant credit situations that can have long-lasting effects

    More >>

    If you don't use your card wisely, it's easy to get into unpleasant credit situations that can have long-lasting effects

    More >>
  • 3 routes to steady retirement income

    3 routes to steady retirement income

    Thursday, July 26 2018 8:12 AM EDT2018-07-26 12:12:52 GMT
    iStockphoto.com/marchmeena29iStockphoto.com/marchmeena29

    If you are one of the fortunate few who have a defined benefit retirement plan, you have more predictability in your retirement income than most

    More >>

    If you are one of the fortunate few who have a defined benefit retirement plan, you have more predictability in your retirement income than most

    More >>
  • There's no correlation between interest rates and home sales

    There's no correlation between interest rates and home sales

    Wednesday, July 25 2018 8:26 AM EDT2018-07-25 12:26:22 GMT
    iStockphoto.com/FeverpitchediStockphoto.com/Feverpitched

    The relationship is almost zero between mortgage rates and home sales

    More >>

    The relationship is almost zero between mortgage rates and home sales

    More >>
  • Adverse Action Notices 101

    Adverse Action Notices 101

    Wednesday, July 25 2018 4:12 AM EDT2018-07-25 08:12:29 GMT
    Have you been rejected for credit? You can mope and complain about the unfairness of it all – or you can turn a negative today into a positive tomorrow by learning from the experience. Thanks to the Fair Credit...More >>
    Have you been rejected for credit? You can mope and complain about the unfairness of it all – or you can turn a negative today into a positive tomorrow by learning from the experience. Thanks to the Fair Credit Reporting...More >>
  • How much does your dream home cost?

    How much does your dream home cost?

    Tuesday, July 24 2018 8:29 AM EDT2018-07-24 12:29:07 GMT
    iStockphoto.com/jhorrocksiStockphoto.com/jhorrocks

    What does your dream home look like, and how much does it cost? Whether it's a cottage on a secluded beach, a stately mansion on a hill, or something in-between, your dream home probably won't come cheap

    More >>

    What does your dream home look like, and how much does it cost? Whether it's a cottage on a secluded beach, a stately mansion on a hill, or something in-between, your dream home probably won't come cheap

    More >>
  • Get your money as soon as you earn it

    Get your money as soon as you earn it

    Monday, July 23 2018 8:22 AM EDT2018-07-23 12:22:44 GMT
    iStockphoto.com/undefinedundefinediStockphoto.com/undefinedundefined

    You're in a cash-flow crunch again. What do you do?

    More >>

    You're in a cash-flow crunch again. What do you do?

    More >>
  • Will Your HELOC Be Tax-Deductible?

    Will Your HELOC Be Tax-Deductible?

    Saturday, July 21 2018 4:10 AM EDT2018-07-21 08:10:47 GMT
    Homeowners may see less of a tax break this year, thanks to the Tax Cuts and Jobs Act (TCJA). Beginning with homes purchased after December 16, 2017, you can only deduct the interest incurred on $750,000 of...More >>
    Homeowners may see less of a tax break this year, thanks to the Tax Cuts and Jobs Act (TCJA). Beginning with homes purchased after December 16, 2017, you can only deduct the interest incurred on $750,000 of mortgage debt on...More >>
  • Keep your data off the dark web

    Keep your data off the dark web

    Friday, July 20 2018 7:52 AM EDT2018-07-20 11:52:18 GMT
    iStockphoto.com/South_agencyiStockphoto.com/South_agency

    Is your credit card information floating around the dark web, waiting to be sold to an enterprising criminal?

    More >>

    Is your credit card information floating around the dark web, waiting to be sold to an enterprising criminal?

    More >>
  • Identity Thieves Still Successful Despite Credit Freezes

    Identity Thieves Still Successful Despite Credit Freezes

    Friday, July 20 2018 4:10 AM EDT2018-07-20 08:10:22 GMT
    Credit freezes are one of the most powerful tools you have against fraudulent use of your identity. Unlike a fraud alert, which just requires that creditors take reasonable steps to verify your identity when a...More >>
    Credit freezes are one of the most powerful tools you have against fraudulent use of your identity. Unlike a fraud alert, which just requires that creditors take reasonable steps to verify your identity when a credit request...More >>
  • The Death Of The Fiduciary Rule

    The Death Of The Fiduciary Rule

    Thursday, July 19 2018 10:10 PM EDT2018-07-20 02:10:19 GMT
    Did you realize that not all financial advisors are obligated to act in your best interest? Financial professionals are obligated to offer products and advice that are suitable for your needs, but not all of them...More >>
    Did you realize that not all financial advisors are obligated to act in your best interest? Financial professionals are obligated to offer products and advice that are suitable for your needs, but not all of them are...More >>
  • 7 taxes retirees must consider

    7 taxes retirees must consider

    Thursday, July 19 2018 8:20 AM EDT2018-07-19 12:20:23 GMT
    iStockphoto.com/Bojan89iStockphoto.com/Bojan89

    You're responsible for your own taxes and will be facing new taxes and rules on your retirement income sources like these

    More >>

    You're responsible for your own taxes and will be facing new taxes and rules on your retirement income sources like these

    More >>
  • Can an identity thief change your home address?

    Can an identity thief change your home address?

    Wednesday, July 18 2018 8:00 AM EDT2018-07-18 12:00:15 GMT
    iStockphoto.com/krblokhiniStockphoto.com/krblokhin

    Identity thieves can potentially redirect your mail by filling out a change of address form in your name

    More >>

    Identity thieves can potentially redirect your mail by filling out a change of address form in your name

    More >>
  • Americans still not saving... But don't care!

    Americans still not saving... But don't care!

    Tuesday, July 17 2018 9:08 AM EDT2018-07-17 13:08:25 GMT
    iStockphoto.com/vitapixiStockphoto.com/vitapix

    Do you have enough cash to handle an unexpected emergency expense? According to a new survey, a significant number of Americans don't have an emergency savings fund and don't see the lack of one as a problem.

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    Do you have enough cash to handle an unexpected emergency expense? According to a new survey, a significant number of Americans don't have an emergency savings fund and don't see the lack of one as a problem.

    More >>
  • Worst States For Cybersecurity

    Worst States For Cybersecurity

    Tuesday, July 17 2018 4:09 AM EDT2018-07-17 08:09:42 GMT
    Your data is under constant attack from hackers. Unless you take steps to protect your personal and account information, you're at a high risk for identity theft – and the residents of some states are less...More >>
    Your data is under constant attack from hackers. Unless you take steps to protect your personal and account information, you're at a high risk for identity theft – and the residents of some states are less vigilant than...More >>
  • Postponing Retirement For Months Just As Good As Years Of Saving More

    Postponing Retirement For Months Just As Good As Years Of Saving More

    Monday, July 16 2018 10:09 PM EDT2018-07-17 02:09:38 GMT
    How much longer would you have to work beyond your full retirement age to equal an additional 1% retirement savings over the thirty years prior to your retirement? You might expect to work an extra year or two –...More >>
    How much longer would you have to work beyond your full retirement age to equal an additional 1% retirement savings over the thirty years prior to your retirement? You might expect to work an extra year or two – but...More >>
  • How to turn low unemployment into a raise

    How to turn low unemployment into a raise

    Monday, July 16 2018 8:26 AM EDT2018-07-16 12:26:16 GMT
    iStockphoto.com/Cecilie_ArcursiStockphoto.com/Cecilie_Arcurs

    According to economic theory, low unemployment will lead to rising wages as employers compete for the small pool of qualified workers

    More >>

    According to economic theory, low unemployment will lead to rising wages as employers compete for the small pool of qualified workers

    More >>
  • Americans' financial regrets

    Americans' financial regrets

    Friday, July 13 2018 9:04 AM EDT2018-07-13 13:04:14 GMT
    iStockphoto.com/tarasov_vliStockphoto.com/tarasov_vl

    Financial regrets can have longer-lasting consequences and, according to a recent survey, 76% of Americans have some form of financial regret

    More >>

    Financial regrets can have longer-lasting consequences and, according to a recent survey, 76% of Americans have some form of financial regret

    More >>
  • Credit Card Hardship Programs 101

    Credit Card Hardship Programs 101

    Friday, July 13 2018 4:08 AM EDT2018-07-13 08:08:39 GMT
    You are at your wit's end. You were already in debt and struggling to make ends meet. Bills were piling up. Now you have suffered a large financial setback that threatens to push you over the edge. How can you...More >>
    You are at your wit's end. You were already in debt and struggling to make ends meet. Bills were piling up. Now you have suffered a large financial setback that threatens to push you over the edge. How can you possibly...More >>
  • Don't let a credit dispute blow your mortgage

    Don't let a credit dispute blow your mortgage

    Thursday, July 12 2018 8:26 AM EDT2018-07-12 12:26:54 GMT
    iStockphoto.com/AntonioGuillemiStockphoto.com/AntonioGuillem

    "Always check your credit report for errors, and dispute any errors as soon as possible." We normally give this advice, but there are a few exceptions to this rule – including when you are preparing to apply for a mortgage

    More >>

    "Always check your credit report for errors, and dispute any errors as soon as possible." We normally give this advice, but there are a few exceptions to this rule – including when you are preparing to apply for a mortgage

    More >>
  • 7 questions to ask yourself to choose where to retire

    7 questions to ask yourself to choose where to retire

    Wednesday, July 11 2018 8:26 AM EDT2018-07-11 12:26:33 GMT
    iStockphoto.com/PeopleImagesiStockphoto.com/PeopleImages

    Do you plan to relocate when you retire? If so, where would you like to go?

    More >>

    Do you plan to relocate when you retire? If so, where would you like to go?

    More >>
  • Less than 1 in 3 parents teach their kids about credit scores

    Less than 1 in 3 parents teach their kids about credit scores

    Tuesday, July 10 2018 8:27 AM EDT2018-07-10 12:27:10 GMT
    iStockphoto.com/GeorgijeviciStockphoto.com/Georgijevic

    Your kids are growing up fast. Soon, it will be time to have ... the talk. No, not that one. We're referring to the talk about responsible use of credit.

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    Your kids are growing up fast. Soon, it will be time to have ... the talk. No, not that one. We're referring to the talk about responsible use of credit.

    More >>
  • Free credit freezes and more credit changes you need to know

    Free credit freezes and more credit changes you need to know

    Tuesday, June 5 2018 8:30 AM EDT2018-06-05 12:30:11 GMT
    iStockphoto.com/RobertindianaiStockphoto.com/Robertindiana

    Could President Trump's newest law be damaging to your credit?

    More >>

    Could President Trump's newest law be damaging to your credit?

    More >>
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